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18th October 2022 – Draws and stands when playing Baccarat

Baccarat is the ideal casino game for people looking for fun, sophisticated and fast-paced without a lot of complex rules. In addition to roulette, baccarat could be one of the easier games to understand and this is why it’s been popular for all through the years.

Our guide to the rules of Baccarat will be laying out the most important elements of the game which players should be aware of prior to they get started. We will talk about the game’s objective, how to calculate the value of the cards, what actions the Banker and the player use, as well as the terms used during a game of baccarat.

Standard baccarat gameplay

First, it is important to determine what is a’standard Baccarat. For the purposes of this guide, we will assume that American Baccarat or Punto Banco, as it is sometimes referred to is the standard version.

This is the same stance that the majority of developers of casino games take and if you come across games that are simply called ‘baccarat”, it’s possible to conclude that it is a standard game following American baccarat/Punto Banco rules. With that to be in mind, lets start!

Baccarat is played with six or eight decks of regular playing cards. This is the case for all variations of the game unless otherwise mentioned. There are multiple variants in บาคาร่าออนไลน์ available and most will follow the majority of the regular rules with minor variations on one or two points.

Baccarat games are played in the following order:

The player places a bet on what the result of the game will be. There are three outcomes that you can bet on – a Banker winner, a Player win or a tie

The dealer shuffles the decks before handing two playing cards each to the participant and two cards to the Banker. They are dealt face-down

The cards are then turned over. In the event that neither of the players has an actual hand (i.e. an automatic win) and each player is able to make a move based on worth of their hands

The aim of Baccarat is to finish with a value of 9. The player who has the hand that is closest to 9 is the winner

Table layout

If you have to play Baccarat online, and later play in a real-world casino then you should not have any issues playing or vice versa. There are small differences between the felt-covered casino table for baccarat and the online version.

If you are playing at a physical casino where there are many members of staff available to facilitate the game, which can accommodate at least 14 participants around a huge green table. Mini-baccarat is a game where the table is a quarter of the size and there is only one croupier since there’s a maximum of 7 players playing at once.

The table layout is fairly self-explanatory. Tabletops are marked with three large sections, with one each for bets on the banker, player, or tied results. On some tables, there are outlined sections for the dealer to place the dealt cards, which are identified as Banker and Player, which just makes it easy to determine which cards belong to the ones to be dealt.

The players place their chips on the the table which corresponds to the outcome that they wish to bet on and the game is allowed to continue.

The design of the virtual Baccarat table is quite identical to the real table in that the player is provided with three different sections to place bets on. Of of course, there’s no other ‘seats’ at the table , as players are the only participant. The duties of the dealer are taken care of via the program.

Live Baccarat is a great experience is more like to the real one because there are multiple players who can play the same game. In this case, the table will look exactly like what you would see in the land-based casino, and come with a live dealer.

Baccarat’s basic rules

Baccarat’s goal is straightforward enough – to play a hand with a card value of 9 or as close as it is possible. To determine that card’s value, there are various things we must be aware of, including the method we use to determine value of a card and what actions, if any, players may take during the game.

Baccarat card values

Baccarat values for cards are very straightforward and easy to remember.

Numbered cards 2 – 9: These cards are worth face value i.e. 5 diamonds are worth 5 points.

10 and face cards The face cards are worth zero points. Face cards include the Jack Queen, Queen and King

Aces: Aces count for 1 point.

Hand values are determined by the last digit in the total values. As an example, a gambler is dealt a 5 , and 9. Together, these add up to 14. The last digit is 4 thus that’s the amount of the hand. In Baccarat, the suit of the cards dealt do not matter.

Draws and stands

There are two steps players in a game of Baccarat can choose to do – choose to draw, or even stand. If a player decides to draw, an additional card is dealt to bring the total amount of hands up to 3 or 4 cards. This is also referred to as a hit, i.e. it is possible to claim that the player hit the card.

If a player stands, they signify that they do not want to draw , and prefer to proceed with the game in the present value of their hands.

There are rules for the time when a player can draw or stand. These rules differ for both the Banker or the gambler. Let’s look at these rules later.

Hand of the player

The player’s hand determines how the game plays out as the Banker’s actions are based on whether the participant drawn or stood. The rules for the game’s player’s actions are straightforward:

If the player has an initial total of 5 or less, they draw a third card

If the player has a total of 6 or 7, they will be able to play.

Banker’s hand

The player always takes action first and the Banker’s choices depend on what actions are. If the player stood (i.e. has two cards) The Banker applies the same rule of first application like the player.

This means that if a Banker has a hand value between 0-5 then they draw. If it’s 6 or 7, they are.

It gets even more complicated when players have drawn another card. Luckily, when playing baccarat the dealer takes care of each of these steps so that the player does not have to fret too much. However, it’s best to be aware of what to expect and here are the rules that the banker must follow in the event that a player has drawn the third card:

If the total Banker’s is less than 2 the Banker draws a credit card each time

If the total of Banker is 3, Banker draws, unless the Player’s third card was an 8

If the total of Banker is 4 4, Banker draws if Player’s three card had a 2 3, 4, 5 or 6

If the Banker’s total is 5 the Banker draws if the Player’s three card contained 4, 5 6, or 7.

If the total for Banker is 6, Banker draws if Player’s third card was a 6 or 7

If the total of Banker is 7, Banker stands every single time

Live baccarat rules

After you’ve learned the basic rules of baccarat, you can confidently play the game on any media, even online live dealers. Although the visual appearance of the game may be slightly different, thanks to the presence of a genuine dealer and other players, play follows the same rules the way it would be in an actual casino or via online software.

What is the method by which the winner determined?

The winning hand is the one that is closest the value of 9. If a player’s initial two cards total a value of 8 or 9, these are called ‘naturals and are automatically considered to be the winner. A 5 and a 4 or an 8 and a 10 are two instances of how a natural hand gets made.

Sometimes, the Banker and the Hands of the Player are equal in worth and result in an unofficial tie. If the player bet on the outcome of the tie they’d win.

Baccarat bets

There are three possibilities a player can bet on during a Baccarat game, excluding any side bets. To make things easy we’ll stick to the basic bets while describing the details of each about.

Betting on Player

If a player places bets on the Player is in essence placing an investment on their hand against the Banker’s. If the hand of the player is higher than the Banker’s, that is a win , and the player will be paid an amount of 1:1.

The edge of the house on the bet of a player is 1.24 percent. It is identical whether playing with 6 or 8 decks. If you’re using only one deck (a rare event) the house edge is 1.29 percent.

Banking on the Banker

It is the most popular among players because it has a house edge that is less than the Player bet, and is much less than the bet on Tie. In the case of a 6- or 8-deck game, the house edge is 1.06%. It is 1.01% in one deck games.

The Banker bet pay out 19:20, which is nearly even in value, however it takes part in the house’s 5% commission fee. This is due to the popularity of the bet with gamblers due to its greater likelihood of occurring.

Betting on Tie

The result of the tie is most unlikely, but it is an intriguing option due to its payout ratio of 8:1. It’s so uncommon because it requires both the Banker and Banker hands to have the same value.

The edge of the house on a Tie bet is, predictably, very high. In a game with 6 decks, it’s 14.44%. In an 8-decker game, it’s 14.36 percent. If you play a single deck it’s even more high at 15.75%.

Side bets

There are numerous betting options in Baccarat but it’s up to the casino/game developer to decide which they will offer, if provided. For standard baccarat there are just three possible bets but below are a couple of examples of side bets that are possible in variant games:

Dragon Bonus Dragon Bonus is a bet on the size of the disparity between the hands that win and lose. The greater the gap between the winning and losing hands and the higher the stake. For example, a player may bet on a winning gap of 8, which means that two hands that are winning should not be more than 8 points apart.

Even/Odd The set consists of four side bets based on the fact that the value of either of the hands involved is even or odd

Small and Big Bets are placed on the total number cards that are in play, as determined by whether the player hits or stands. If there are four players on the table by the end of the game, the Small bet wins. If there are 5 or 6 tables at conclusion, the Big bet wins

Pair bet

When making a pair bet that the player selects their own or the Banker’s and makes a bet on that hand being formed of an identical pair. The player has the option to place bets on getting an individual pair, the Banker getting two hands or both of them getting a pair.

The bet doesn’t specify the amount of the cards, which could be two 10, two 5s, two Aces or other values just that the cards are dealt in pairs. Remember, suits don’t matter in Baccarat. Therefore, the suits of the dealt cards don’t matter.

Generallyspeaking, casinos pay out at 11:1 on this bet, which has a house edge of 10.36 percent to 11.25 percent for 6- and 8-deck games and 6 deck games, respectively.


Baccarat has been a popular game in casinos that are based on land for centuries. In addition, with the advancement of technology that brings the game to our various screens, it is continuing to draw players online too.

With a few simple rules to remember but lack of thrilling games, Baccarat is simple to master and players can quickly improve their skills through practice and by continuing to improve their knowledge of strategy.

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